The simple fact of the matter is that wedding insurance isn’t like car insurance – it’s not compulsory. However, just like car insurance, it can save you a lot of money, time and heartache in the event of the unexpected. It can often be overlooked, maybe sometimes because there is a fear of jinxing such a special event, but it should never be underestimated. There are so many aspects of your wedding adventure that if just one thing doesn’t go to plan it could end up being costly and upsetting.
At The Insurance Emporium, we’re pleased to say that the vast majority of people who insure with us are able to enjoy the most special day of their lives without incident passing. However, on the odd occasion, no matter how carefully everything is planned, misfortune can strike. It’s at times like this when wedding insurance really comes in handy. Read on to find out how our wedding insurance* helped some couples to get back on their feet and enjoy a truly magical matrimony!
Money to burn?
Clandon Park in Surrey is a Grade I listed mansion dating back to the early 18th-century, originally built by the 2nd Baron Onslow and designed by famed Venetian architect Giacomo Leoni. With beautiful landscaped gardens and a Palladian style, it has long been a favourite as a wedding venue. However, in April 2015, when fire tore through the property destroying countless priceless artefacts and gutting the building, it left many ceremonies in jeopardy. For one lucky couple, just one month from the date of their wedding, their wedding insurance paid out £5,444.20 for an alternative venue, extra transport costs and registrar fees!
Dancing the night (and his jacket) away!
The wedding reception is all about cutting loose from the formality of the ceremony and enjoying yourself. Food is eaten, speeches given and toasts made. Before too long, the lights are lowered and the disco begins. For one groovy groom at a wedding in Lancashire, this is where his problems began. Leaving his jacket on the back of his chair, the man of the moment got up to throw some shapes, presumably not to Ella Eyre’s We Don’t Have To Take Our Clothes Off… However, when he returned to try and find the hired suit jacket it was no longer there, despite an extensive search of the venue. Fortunately, his policy paid out the £185 necessary to replace the missing item of clothing!
Ring the alarm…
The exchanging of rings is one of the most romantic parts of any wedding ceremony. It’s a physical representation of the vows that a couple are making to one another, and it can often be the moment that sees tears being wiped away and phone cameras brandished. In many ways, the rings are a crucial feature of any wedding, so when the family home in Derbyshire was burgled 3 months prior to the wedding one couple must have feared the worst. Luckily, wedding insurance covers for Loss, Theft or Accidental damage of the rings and they were able to claim back a hefty £4,717.50 for replacements.
So, wedding insurance isn’t compulsory but you might find it absolutely vital should things go slightly off-plan, not to mention reassuring even if they don’t! With 7 levels of cover, as well as superb standard benefits such as Rearrangement up to £37,000, Wedding Attire up to £12,500 and Wedding Rings, Flowers and Cake up to £12,500 wedding insurance from The Insurance Emporium could leave you gliding down the aisle! Stop on by and find out more today!
*Source: E&L/www.my-weddinginsurance.co.uk, all successful wedding insurance claims from 1st January 2015 – 31st December 2015.
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